When harvest approaches, crops are at a greater risk for fire damage. Crop Fire coverage from can give you extra protection you need on top of your Crop Hail policy to ensure your crops are protected through dry summer conditions.


Crop Fire is a 60-day policy that covers fire damage in standing grain and grain in transit up to 100 miles. Crop Fire covers various crops depending on location. Please ask your agent for additional details.


Crop Fire is a 60-day policy that covers:

​  Fire damage in standing grain

​  Grain in transit up to 100 miles

​  Crop Fire will cover all fire loss beyond what your Crop Hail policy covers, up to the coverage limit of your Crop Fire policy.

How Does It Work?

Crop Fire policies can stand-alone or serve as an add-on to your existing Crop Hail policy.


For example:

Insured’s Coverage

Hail policy coverage: $700/acre

Fire policy coverage: $600/acre

Total fire coverage: $1300/acre


Payment from Federal Crop Insurance (due to fire damage), farm blankets, etc. also needs to be accounted for in determination of coverage.  Fire losses cannot exceed the actual value of the crop.

FitzSimmons Insurance Agency is an Equal Opportunity Provider

P.O. Box 398 

116 N Main Street

Cunningham, Kansas  67035

Call us at 620-298-5291