Thank you for visiting our website. Please read the following conditions and information carefully.
Privacy and Security
Complete privacy, confidentiality and security are not yet possible over the Internet. As a result, our Agency will not be responsible or liable for any harm or loss resulting from use, communication or transmission of any information to or from this website. Material is not to be copied from our website.
Use at Your own Risk and Information Accuracy
The contents and information of this website are given strictly for your convenience. You must always consult with your insurance agent and refer to your specific insurance policy declaration for specific coverage information about your policy. This information is subject to change and updated at any time without prior notice.
The information in this Site is not to be relied upon for any financial, legal or insurance purposes and is intended for information purposes only. We will not be held responsible for any detrimental reliance you place on this Site or its content. It is agreed that if you use of this website it shall be on an "as is" basis and entirely at your own risk.
No Liability Implied or Stated
FitzSimmons Insurance Agency, its associated companies, it's officers, directors, associates, agents, or employees, or any other person associated with this site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this site, including any indirect, direct, special, third party, or consequential damages.
Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverage's for their Insurance Policy.
Hypertext Links Are Not Endorsements
Other websites that may be accessed from this website by hypertext links, are entirely independent of this website and SHALL NOT BE in any manner construed as any reflection on, or any affiliation with, or endorsement of such site, or entity, or its respective products or services.
We value your visit to our website. Should you have any questions about this site, these conditions, or products and services, please contact our office.
Use of Trademark and Logo Not Permitted
The display and use of trademarks in this website does not imply that a license of any kind has been granted.
Site For Personal Use Only
The contents of this site are for your own personal use. No one has permission to copy, distribute disseminate, commercially exploit, republish, or otherwise communicate any part of such contents in any manner whatsoever without the prior written consent of our office.
We will ask you to provide your personal information to us when you apply for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send an e-mail to us from this Web site. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder.
We will maintain a record of your information at the offices of FitzSimmons Insurance Agency, Inc. so we can provide you with policyholder service. The employees of FitzSimmons Insurance Agency, Inc. are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information.
When you pay for your insurance policy from FitzSimmons Insurance Agency, Inc., premiums with your credit card, we do not keep a record of your credit card information. If you pay the premium using your personal check, we might keep a copy of your check in your file. When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.
We may collect personal information from:
You, on applications or other forms. Information we collect may include names, address, and social security numbers.
Your transactions with us, such as payments of premiums or submission of claims.
Third parties, including doctors, employers, and other insurers. Information we collect may include medical records, employment history and claim history.
Credit reporting agencies, insurance reporting agencies, government agencies, and medical information providers.
Our agency makes every effort to maintain absolute privacy while using our web site. If information is ever viewed by another party, it is purely accidental and by using our web site, you release us from any liability should this information be downloaded, viewed or retrieved against our privacy rules. We shall not be liable for any unlawful acts of others who steal this information through any means.
We do not sell nonpublic information to anyone. We do not disclose nonpublic personal information to our affiliates or to non-affiliated third parties, except as required or permitted by law. As permitted by law, we may share nonpublic information with companies that perform administrative or marketing services to us. Our contracts with such companies prohibit them from using nonpublic personal information for any purpose other than that for which they were hired.
Please contact our office at 620-298-5291 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone.
Statements on this website as to policies and coverage's and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverage's pertain to their individual situation.
Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.
Notice of Insurance Information Practices
Personal information about you, including information from a credit report and loss history may be collected from persons other than you in connection with this application for insurance and subsequent policy renewals. You have the right to review your personal information in our files and can request correction of any inaccuracies. Such information as well as other personal and privileged information collected by us or our agents may in certain circumstances be disclosed to third parties without your authorization to assist in servicing your account. A more detailed description of your rights and our practices regarding such information can be accessed by contacting your agent or broker and asking for additional details about our information and disclosure practices.
Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects the person to criminal and (NY: substantial) civil penalties. (Not applicable in CO, HI, NE, OH, OK, OR, or VT; in DC, LA, ME, TN, VA and WA, insurance benefits may also be denied).
A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At FitzSimmons Insurance Agency, Inc., a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
Third Party Links