SR-22s are often required for drivers who've had their licenses suspendeddue to one of the following:
You are convicted of a DUI/DWI.
You are found to be driving while uninsured.
You are involved in a serious injury-causing accident.
You have a large number of points on your driving record.
Although often referred to as “SR-22 insurance", SR-22 is more accurately defined as a type of proof of insurance. One is often required for reinstatement of a suspended or revoked license. Your state's Department of Motor Vehicles will inform you if you need to file an SR-22. It is a requirement in Kansas.
An SR-22 is a certificate of financial responsibility that ensures that you are meeting your state's car insurance requirements, and that you will continue to meet these requirements for a specified amount of time (in Kansas it is 1 year).
Purchasing and filing an SR-22 is not as simple as sending a standard proof of auto insurance to your DMV.
You will first need to inform us of your need for an SR-22, which will typically change your insurance risk factor to high, increasing premium. As some insurance providers do not want to insure high risk drivers, this may require that we change your provider. Once we've identified a company to insure you, we file the SR-22 with the appropriate government department. You cannot file an SR-22 on your own.
Remaining violation- and incident-free within your state's specified time, will likely allow you to purchase car insurance in the standard market at the end of that time-frame to .